Whether you’re a first-time homebuyer, an experienced homeowner, or an investor, it’s important to work with a local lender you can trust. First Montana Bank has the mortgage products, competitive rates and expertise you need to navigate the home-buying process with ease from start to finish. Choose from a variety of mortgage options and negotiate with confidence when you are pre-qualified.
We offer a full range of mortgage products designed to fit your needs including conventional mortgage loans, Government loans and other special programs.
| Loan Option | Best For |
|---|---|
| Fixed Rate |
Plan to stay in your home for more than 5 years Want a loan with a lower down payment option Want consistent principal and interest payments |
| Adjustable Rate |
Want lower initial monthly payments Plan on moving in five years or less |
| Home $tart |
Homebuyers earning up to 80 percent of area median income Grants may be used for down payments, closing costs, or rehabilitation of an owner-occupied housing unit to be used as the homebuyer’s primary residence |
| VA (Veteran’s Affairs) | Eligible Veterans who want to buy a home with no down payment and no mortgage insurance |
Email is not a secure method for contacting our Mortgage team. Please do not send personal information, including social security numbers, account numbers, or your date of birth, via email.